Fee-Based Personal Financial Planning
Financial planning is at the very core of our work. We provide life planning services to individuals and families seeking to build, preserve and manage wealth over time.
Retirement income planning, education planning, tax and estate planning, and risk management services are components of a larger, more comprehensive financial plan designed to help achieve multiple financial and lifestyle goals. Your plan can provide for your heirs and defines the legacy you choose to leave.
Our clients receive custom-built investment plans that both reflect their goals and protect their wealth. Today’s markets are inherently volatile. Therefore, quality investment planning demands that we protect our clients as mathematically-based stewards of long-term capital. We believe that both proper asset allocation and proper investment vehicle selection are the cornerstones to any efficient portfolio. This combination is what drives long-term risk adjusted value in our client portfolios.
Our portfolios are thematic and tactical in nature. This allows us the ability to be nimble and capitalize on opportunities in the marketplace. Being tactical also affords us the ability to reduce risk where it may be perceived. We are philosophically distinct in that we employ a disciplined approach to asset allocation, yet we are unconstrained in our investment universe. Our definition of value investing is seeking growth and income at current prices which we believe are dramatically discounted from their fair market value. Thus, we look for value on a global scale within all traditional and non-traditional asset classes. At times, while seeking value, we may encounter short term volatility. We view volatility as an opportunity to capitalize on short term inefficiencies in the marketplace which may benefit our portfolio in the long run.
At our firm, we focus heavily on risk management. Part of our risk management process is performing ongoing research and due diligence on all of our managers. In doing so, we have a qualitative and quantitative process that all our managers must meet before consideration in our portfolios. Our managers and portfolios are monitored on a regular basis. We believe in the concept of total return. Thus, we seek out investment vehicles with the most efficient cost to our clients.